You know this statement proves how folks minds have been swayed into thinking that things like this is a good thing. When the banks cut rates it doesn’t help the working man one bit. Also doesn’t help the economy one bit either. Reason being if folks don’t have a job they shouldn’t be borrowing anyways. All that lowering the rates do is make money for the banks, simple as that. They aren’t out there to help you, they are out there to make money. Don’t take folks much in the way of thinking to figure that out. My Opinion Only